Effective Date: May 28, 2025
This Privacy Policy describes how BuyHerePayHereNotes.com ("we," "us," or "our") collects, uses, and discloses information when you visit, use, or upload data through our website, buyherepayherenotes.com (the "Website").
We understand the importance of privacy, especially in the sensitive financial industry, and we are committed to protecting the information you share with us.
We collect information that you provide directly to us and information automatically collected when you use our Website.
Our service is designed to facilitate the valuation and potential acquisition of BHPH loan portfolios based on loan characteristics and performance data. We explicitly request and require that you DO NOT include any personally identifiable information ("PII") or sensitive data about your individual customers in the portfolio files you upload.
PII includes, but is not limited to, names, addresses, Social Security numbers, driver's license numbers, dates of birth, bank account numbers, or other information that could uniquely identify an individual customer.
Your Responsibility: You, as the dealership uploading the file, are solely responsible for ensuring that the data you provide does not contain customer PII and complies with all applicable privacy laws and regulations regarding your customers' data (such as GLBA, state privacy laws, etc.).
Our Handling: We design our processes and systems with the intent of not collecting or processing your customer's PII. While we implement security measures to protect the data you send, we cannot guarantee the security of customer PII that is mistakenly included in your uploads against our explicit instructions.
Our Right to Reject/Delete: We reserve the right to review uploaded files and may reject, delete, or request removal of any files found to contain customer PII, without prior notice or liability to you. Such files may not be used for valuation.
By uploading a file, you represent and warrant that the file does not contain any personally identifiable information of your customers and that you have the legal right to share the data contained in the file with us for the stated purpose.
We may share your information (specifically, your contact/dealership information and the uploaded portfolio data, excluding customer PII as described above) with:
We do not sell your contact or dealership information to third parties for their direct marketing purposes.
We implement reasonable technical and organizational measures designed to protect the information we collect from unauthorized access, disclosure, alteration, or destruction. These measures include SSL/TLS encryption for data transmission, secure storage facilities, and access controls to limit access to your data to only those who need it for business purposes.
However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
We retain your information, including uploaded portfolio files (after confirming they exclude customer PII), only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of providing a valuation, potential transaction, legal, accounting, or reporting requirements.
If a transaction does not occur, we will retain the data only for a reasonable period necessary for our business records and potential future engagement, or as required by law. You may request deletion of your data as outlined in Section 7.
Depending on your location and applicable laws, you may have certain rights regarding your personal and dealership information, including:
To exercise any of these rights, please contact us using the contact information provided in Section 11.
Our Website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of every site you visit.
Our Website is not intended for individuals under the age of 18. We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under age 18 without verification of parental consent, we take steps to remove that information from our servers.
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
If you have any questions about this Privacy Policy, please contact us at admin@bhphnotes.com.