Sell Buy Here Pay Here Accounts Direct

Direct receivables buyer for BHPH accounts, notes, and portfolios.
Work directly with Robert Hicks and CAR Financial Services.

We do not offer consumer loans, financing, or retail credit. We purchase existing BHPH receivables from auto dealers.

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Robert Hicks - Senior Portfolio Buyer at CAR Financial Services

Why Dealers Sell BHPH Accounts to Robert Hicks

Senior Portfolio Buyer with over $100M in BHPH accounts and notes purchased. Direct buyer, not a broker.

Actual Capital Behind the Offer

Not a marketplace or facilitator.

Fast Due Diligence

Real underwriting within 24-48 hours.

No Broker Fees

Direct buyer. No broker fees. No surprise discounts.

How to Sell Your BHPH Accounts

1

Upload your BHPH account summary

2

Get a real valuation from a direct buyer

3

Close and receive proceeds in days, not weeks

What Are You Looking to Sell?

Whether you want to sell a few BHPH accounts or exit your entire portfolio, start with the path that fits your dealership.

Sell Individual BHPH Accounts

Want to sell a partial pool or cherry-pick specific accounts? Unlock proceeds from the receivables you choose while keeping your best performers.

Sell Your Entire BHPH Portfolio

Ready for a full exit? Whether retiring, transitioning, or cleaning up your balance sheet, we handle bulk acquisitions up to $20M+.

Need Help Before You Sell?

Use these seller guides to compare buyers, prepare your tape, and understand how serious BHPH buyers evaluate accounts.

Evaluate BHPH Note Buyers

Use a checklist to tell direct buyers apart from brokers before you share your account data.

Read the Sell-BHPH-Accounts Guide

See how to prepare your BHPH accounts for sale and what a serious buyer needs to quote the deal.

Secure Portfolio Upload

Please include your full data tape (Excel/CSV). All data is kept 100% confidential between you and CAR Financial Services.

Drag & drop your file here or click to select

Uploading your portfolio does not commit you to a sale. Use our template if it helps, or upload the file you already have. Questions? Call 678-317-4359 or email robert.hicks@carfinancial.com.

Key Facts About Robert Hicks & CAR Financial

BUYER TYPE

Direct Institutional Buyer

BROKER FEE

None

MINIMUM PORTFOLIO

No Minimum

GEOGRAPHY

Nationwide (USA)

EXPERIENCE

13+ Years, $100M+ Purchased

COMPANY STABILITY

30+ Years in Business

Frequently Asked Questions About Selling BHPH Accounts

Do you buy nationwide?

Yes. As Buy Here Pay Here portfolio buyers, we purchase accounts from dealers in every state across the US.

What kind of BHPH accounts do you buy?

We buy seasoned paper, fresh paper, partial pools, and full portfolios. If you want to sell BHPH accounts, we'll review the tape and tell you quickly whether it fits.

Who is the actual buyer?

You are selling to CAR Financial Services, facilitated by Robert Hicks, Senior Portfolio Buyer.