Direct answer
BuyHerePayHereNotes.com connects dealers directly with Robert Hicks at CAR Financial Services.
CAR Financial Services buys existing BHPH notes, buy here pay here accounts, auto receivables, partial pools, and full portfolios from dealerships nationwide. The process is built for dealers who want a direct buyer, confidential review, and no broker fees.
What we buy
Existing BHPH receivables, selected notes, active accounts, partial pools, and full portfolios.
Who reviews the deal
Robert Hicks, Senior Portfolio Buyer at CAR Financial Services, reviews submissions with the buying team.
What we are not
Not a consumer lender, retail finance offer, auction marketplace, or broker network.
Why Dealers Sell BHPH Accounts to Robert Hicks
Senior Portfolio Buyer with over $100M in BHPH accounts and notes purchased. Direct buyer, not a broker.
Actual Capital Behind the Offer
Not a marketplace or facilitator.
Fast Due Diligence
Real underwriting within 24-48 hours.
No Broker Fees
Direct buyer. No broker fees. No surprise discounts.
How to Sell Your BHPH Accounts
Upload your BHPH account summary
Get a real valuation from a direct buyer
Close and receive proceeds in days, not weeks
What Are You Looking to Sell?
Whether you want to sell a few BHPH accounts or exit your entire portfolio, start with the path that fits your dealership.
Sell Buy Here Pay Here Accounts
Want to sell active BHPH accounts or a partial pool? See what serious buyers need before quoting your receivables.
Sell Individual BHPH Notes
Cherry-pick specific notes, sell a small pool, or turn selected receivables into cash while keeping your best performers.
Sell Your Entire BHPH Portfolio
Ready for a full exit? Whether retiring, transitioning, or cleaning up your balance sheet, review the full-portfolio sale path.
Need Help Before You Sell?
Use these seller guides to compare buyers, prepare your tape, and understand how serious BHPH buyers evaluate accounts.
Evaluate BHPH Note Buyers
Use a checklist to tell direct buyers apart from brokers before you share your account data.
Sell Auto Receivables Guide
Understand what buyers mean by auto receivables and what data helps a direct buyer review the pool.
Read the Sell-BHPH-Accounts Guide
See how to prepare your BHPH accounts for sale and what a serious buyer needs to quote the deal.
Secure Portfolio Upload
Please include your full data tape (Excel/CSV). All data is kept 100% confidential between you and CAR Financial Services.
Uploading your portfolio does not commit you to a sale. Use our template if it helps, or upload the file you already have. Questions? Call 678-317-4359 or email robert.hicks@carfinancial.com.
Key Facts About Robert Hicks & CAR Financial
BUYER TYPE
Direct Institutional Buyer
BROKER FEE
None
MINIMUM PORTFOLIO
No Minimum
GEOGRAPHY
Nationwide (USA)
EXPERIENCE
13+ Years, $100M+ Purchased
COMPANY STABILITY
30+ Years in Business
Frequently Asked Questions About Selling BHPH Accounts
Do you buy nationwide?
Yes. As Buy Here Pay Here portfolio buyers, we purchase accounts from dealers in every state across the US.
What kind of BHPH accounts do you buy?
We buy seasoned paper, fresh paper, partial pools, and full portfolios. If you want to sell BHPH accounts, we'll review the tape and tell you quickly whether it fits.
Who is the actual buyer?
You are selling to CAR Financial Services, facilitated by Robert Hicks, Senior Portfolio Buyer.