Sell Buy Here Pay Here Accounts Direct

Turn active BHPH receivables into cash without a broker or auction-style process.

We purchase existing BHPH receivables from auto dealers and do not offer consumer loans or retail financing.

BUYER TYPE

Direct Buyer

BROKER FEE

None

ACCOUNT TYPES

Partial or Full

CLOSING TIME

5-10 Days

If you want to sell buy here pay here accounts, the first question is whether you are talking to a buyer or a broker. CAR Financial Services buys BHPH accounts directly from dealers, so your data is reviewed by the team that can actually price and close the transaction.

Robert Hicks reviews account tapes for dealers who want to sell selected receivables, a partial pool, or an entire BHPH portfolio. You do not need to give up control of your whole book to get a valuation.

What Makes BHPH Accounts Marketable?

Clear Account Data

Balances, payment frequency, contract dates, down payments, collateral, and status help produce a faster quote.

Payment History

Seasoned accounts with consistent payments generally price better than fresh paper with limited history.

Realistic Collateral

Vehicle year, make, model, mileage, title status, and account location all affect the valuation.

Clean Documentation

Contracts, payment records, title documents, and customer files make diligence and closing easier.

How the Account Sale Process Works

1

Send the Tape

Upload your account data through the secure form or email Robert directly if you prefer to start with a conversation.

2

Review the Valuation

CAR Financial reviews performance, collateral, balances, and documentation before discussing pricing and structure.

3

Close Directly

If the offer works, Robert and CAR Financial coordinate diligence, paperwork, and funding directly with your dealership.

Frequently Asked Questions

Can I sell buy here pay here accounts without selling my whole portfolio?

Yes. CAR Financial Services can review selected BHPH accounts, partial pools, or a full portfolio depending on what you want to sell.

What data do you need to value BHPH accounts?

A useful tape usually includes contract balance, payment amount, payment frequency, original amount financed, down payment, collateral, account status, payment history, and location.

Do you charge a broker fee to buy BHPH accounts?

No. CAR Financial Services is a direct buyer, so dealers work with the buyer instead of paying a broker fee.

Ready to Sell Buy Here Pay Here Accounts?

Get a no-obligation valuation from a direct buyer. No broker fees and no shopping your deal around.

Request Valuation

Or call Robert directly: 678-317-4359