About Robert Hicks - Direct Buy Here Pay Here Note Buyer
Your direct connection to institutional capital
Secure Portfolio Upload
Please include your full data tape (Excel/CSV). All data is kept 100% confidential between you and CAR Financial Services.
Uploading your portfolio does not obligate you to sell—get your free valuation with no pressure. We prefer you use our template, but feel free to upload whatever you have. Questions? Contact Robert directly.
The Banker Next Door
Robert Hicks is not an algorithm. He is the Senior Portfolio Buyer at CAR Financial Services and has been a fixture in the Buy Here Pay Here industry for over 13 years.
A proud graduate of the Georgia Institute of Technology (Georgia Tech), Robert combines analytical rigor with a deep understanding of the dealership business. Unlike distant hedge funds that view your loans as lines on a spreadsheet, Robert approaches every transaction with a personal touch.
Over his career, he has personally overseen the purchase of over $100 million in receivables from dealers just like you. He understands the blood, sweat, and tears that go into originating every single note.
Face-to-Face Promise
We don't hide behind portals. Robert or a local representative will come to your dealership, shake your hand, and do business across your desk.
Proven Stability
While other buyers have exited the market or gone bankrupt, Robert and CAR Financial have remained a consistent, reliable source of liquidity for over 30 years.
National Reach
Based in Lawrenceville, GA, but serving dealers nationwide. We buy portfolios of any size in all 50 states.
"My goal is to be the most reliable source of capital for your dealership—fair, fast, and direct."
— Robert Hicks